Victoria's latest property reform might be one of the biggest examples of fixing something that wasn't broken.

Negotiating the purchase of a property isn't about making the lowest offer. It's about understanding the game you're actually playing.

Buying your first home used to be simple. Our parents bought homes in the 80’s and 90’s with a handshake, a local bank manager and often one income supporting the household. Back then, house prices were far more closely aligned with wages. Today, the average Australian home is now sitting at around 8 times the average household income, with property prices continuing to outpace wage growth year after year. (cdn.finder.com.au) Fast forward to today and the property landscape h