Victoria's latest property reform might be one of the biggest examples of fixing something that wasn't broken.

Negotiating the purchase of a property isn't about making the lowest offer. It's about understanding the game you're actually playing.

The smartest investors don't follow the crowd. They follow the fundamentals. Since the Federal Budget announcement proposing changes to negative gearing and capital gains tax, there has been no shortage of headlines predicting the end of property investing as we know it. At The Property Effect, we see it differently. Property investing isn't dead in Victoria. In fact, for strategic investors, this may be one of the most significant opportunities we've seen in years. The key i